Something already happened

Start with what happened.

You do not need to identify the scam first. If several things happened, start with money that may still be moving or access that may still be active, then use every path that applies.

Choose every event that applies

Open the matching recovery path.

Protect first. Document second. Report third.

Keep messages, receipts, transaction details, and case numbers after urgent protection steps. Reporting is useful, but it should not delay a call that may limit ongoing loss or access.

Nothing happened yet? Check a suspicious contact

Source notes

Official guidance behind these steps

Plainly Living uses the scope and exceptions recorded in its claim-control ledger. These links go to the responsible public agency.